Affordable Health Insurance For Individuals & Families

Pay zero naira everytime you need to see a primary care doctor

Made especially for you and your family

Flexible payments

Pay monthly, quarterly or annually

24/7 customer care

Zero wait times. You can always rely on us to be reachable at anytime of the day, every day of the week.

Unlock more benefits

We increase your health benefits every quarter and we won’t increase the price. Read how our graduated benefits work.

Best hospitals near you

We're partners with over 1,500 hospitals across Nigeria which means no matter where you are, you can get access to good quality healthcare. See our hospital list.

Healthy you? Get paid

Bonus: If you stay healthy, we'll pay you back 20% of your annual payment. No questions asked!

What people are saying about us

To be honest, the RelianceHMO is the best way for the common man is to live like kings health-wise. Kudos Reliance, keep making us healthy.

– Jeffrey Akwenuke

Big shoutout to RelianceHMO, thanks for doing your job.

– Adewale Yusuf

I am an HMO Manager working in a hospital and I can testify that RelianceHMO is reliable and the best plug anytime any day. They virtually pay immediately after treatment which is really encouraging. I hope to work with RelianceHMO if given an opportunity.😃

– Chinenyenwa Tricia Amaefule

I totally recommend RelianceHMO for anyone looking for one. It’s very affordable and their services are just amazing.

– Lauretha

Mehn, RelianceHMO has to be the best HMO in this country sha. Just one button click & a doctor will call you and prescribe drugs for you to pick up at the nearest pharmacy for free!

– Victor

RelianceHMO in this hospital is known to be one of the best hmo that is well organised and provides prompt services. They are good with case follow up and pay their bills promptly. payment can easily be tracked from the portal which translates to ease in reconciliation.

– Faith Eichie, Head, Corporate Client Services and Business Development Unit, Alliance Hospital and Services, Abuja

Services and flexibility of the portal is excellent. Payment prompt and usage of the portal is very easy.

– Folorunsho Olutayo, Hospital Secretary/Head NHIS Unit, Ashmed Specialist Hospital, Kaduna

In Olive Multi-Specialist Hospital, we can categorically say that RelianceHMO pays our claims/bills promptly.

– Babalola O. Michael (JP), ACA, CGMA, Billing/Receivable Manager, Olive Multi-Specialist Hospital

How It Works

Pick your preferred plan

Choose between the monthly, quarterly or yearly payment periods and select any of our health insurance plans that fit your needs

Pay online

Enter your details and pay online with your card. It’s very simple

Start accessing care!

After paying, watch out for the series of emails you’ll get from your no. 1 HMO in Nigeria, explaining how to use your health plans to stay healthy.

Plans and pricing

Select any comfortable payment plan that works for you. You can buy as many plans as you want. Please note that subsequent payments will be debited automatically from your card.

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*Limits and wait periods apply to enjoy all benefits fully. Click here to learn how Graduated Benefits work.


Please note that these plans do not cover pre-existing conditions. Learn more about pre-existing conditions.